How to get out of a merchant equipment lease
The terminal went in a drawer years ago. The payment did not. Here is what you can actually do about it.
Read itThe blog
Straight talk, including about the competition.
The rest of this site names no brands, because the right answer depends on your business and not on who anyone represents. But "is this platform any good" is a fair question, so here are honest answers, written without an affiliate link in sight. Plus the things about contracts, leases, and rate increases that the industry would rather you did not read.
Your processor raised your rates. Here is what to do.
It almost never arrives as a phone call. It arrives as a sentence on the last page of a statement.
Read itFive things a processing rep will not tell you on the first call
Written by a processing rep. The fifth one applies to him too.
Read itWhat a free credit card terminal actually costs
Nobody gives away hardware. The only question is where the cost went.
Read itAn honest look at Toast: strengths, limits, and who it suits
Excellent at what it was built for. The trade is that the software and the processing come as one.
Read itCash discount, dual pricing, and surcharging: what actually changes
They sound like the same idea. At the register, and under the card brand rules, they are not.
Read itFlat rate or interchange plus: which pricing model is costing you more?
One is simpler to read. The other is usually cheaper at volume. Here is how to tell which you are on and what it means.
Read itAn honest look at Square: what it does well and where it stops
Easy to start, hard to scale. Where that trade stops being worth it depends entirely on your volume.
Read itAn honest look at Clover: strengths, limits, and the reseller question
The hardware is one decision. Who you buy it from is a bigger one, and it is the part most reviews skip.
Read itChoosing a restaurant POS: what the comparison articles leave out
Feature tables all look the same. The differences that matter show up on a Friday night, not in a demo.
Read itWho writes this
Every post is written by Luis Castillo, a U.S. Marine Corps veteran who runs an Independent Sales Organization in Austin. The reviews here say the good things about each platform first. He is paid on processing, and he explains how.
Want something longer and more practical? The free guides walk through auditing your own statement and the questions to ask before you sign anything.
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