Send the number
Last month's total fees, and your card sales if you have them. Or just call or text.
The free fee check
Send two numbers. Get a straight answer.
No long forms, no uploads, and no sales process dressed up as a consultation. Here is exactly what happens, how long each part takes, and what Luis needs from you at each step.
No obligation. Luis follows up personally within 24 to 48 hours.
The process
Four steps, and you control the pace of all of them.
The fee check costs nothing and commits you to nothing.
Luis looks at it
Personally, within 24 to 48 hours.
See where it goes
Your effective rate and which parts of it anyone can actually change.
Decide, or do not
If staying where you are is right, that is the recommendation.
What you actually get back
Not a quote and not a proposal. You get your effective rate, which is total fees divided by total card sales, and a plain answer about whether that number is reasonable for a business like yours. Where it is not, Luis explains which part of it is fixed by the card brands and which part is your provider's margin.
That distinction is the whole point. Once you can see it, you can judge any offer put in front of you, including one from Luis.
Why two numbers, and not your statement
A processing statement carries your merchant ID and banking details. There is no reason for a website to hold that, so this one never asks for it. Two totals are enough to tell whether there is something worth looking at. If there is, Luis will tell you what he would need next and why, and you decide whether to go further.
Who this fits
This is not only for a business opening its doors. It tends to suit a company already growing, already processing real volume, that has reached the point where the cost of taking payments is a number worth managing rather than a rounding error.
If you are just starting out you are still welcome to a fee check. With little volume behind you there is less to work with, and Luis would rather say that up front than take your time.
Why there is no price list on this site
Every price is built around the individual business. Your card mix, average ticket, monthly volume, and whether customers pay in person, online, or by invoice all change the number. Two businesses on the same street can land in genuinely different places.
That is also why Luis will not quote over the phone before seeing your numbers. A figure given without that information is a guess, and you would have no way to hold anyone to it.
Free fee check
Send the number. Get a straight answer.
Find the total fees on last month's processing statement and enter it here. Luis will look at it personally and tell you, within 24 to 48 hours, whether it is fair.
- No statement upload. Two numbers are enough to start.
- A personal answer from Luis within 24 to 48 hours.
- If what you pay today is already fair, he will tell you that.
If you decide to move forward
The application is sent to you securely by email. Never through a web form, never by text. Once it comes back complete, approval and setup typically takes one to three business days.
The mobile app is Android based. If your team runs on iPhones, plan for about 30 additional days before that side is available, and raise it at the start so it can be worked into the timeline rather than discovered after approval.
One thing said plainly
Luis is paid on processing, and he would rather tell you that on his own website than have you find out later. As an Independent Sales Organization he offers a wide range of point-of-sale software and hardware, so the goal is the setup that fits how you operate. Here is how he gets paid, so you can judge the advice with that in mind.
A note on security
You will never be asked to send bank details, card numbers, or account credentials through a web form, a text message, or a social media message. If you get a request like that claiming to be from Luis, call the number on this site before you act on it.
Common questions
Questions about the fee check.
What does the fee check cost?
Nothing, and there is no obligation attached. If your current setup is already priced fairly, Luis will tell you that and there is no next step.
What do you need from me?
To start, two numbers: what you paid in processing fees last month and your total card sales for that month. If a closer look is worthwhile, Luis will tell you what else he would need and why. Nothing is ever uploaded to this website.
How quickly will I hear back?
Within 24 to 48 hours, from Luis personally.
How long does it take to start accepting payments?
Typically one to three business days from a completed application. The application is the part that sets the pace, so the sooner it comes back, the sooner you are live.
How is the application sent?
Securely by email. You will never be asked to send account details through a web form or by text, and you should not send them that way to anyone.
Do I need an Android device?
The mobile app runs on Android. If your team uses iPhones, plan for roughly an additional thirty days, so raise it at the start rather than after approval.
Why can you not quote me a price over the phone?
Because every price is built around the individual business. Card mix, average ticket, volume, and how your customers pay all change the number. A quote given before any of that is known is a guess.
Is this only for new businesses?
Usually the opposite. An established business with real volume has more to gain from a fee check than one just opening, simply because there is more cost on the table.
Do you only sell one system?
No. As an Independent Sales Organization, Luis offers a wide range of point-of-sale software and hardware, and he recommends what fits how you operate.
Can I do all of this in Spanish?
Yes. Luis speaks Spanish, and this page is also available in Spanish.
Talk to Luis
Start with the number, not the paperwork.
One conversation tells you whether any of this is worth your time.