:root,
[data-theme="light"] {
  --font-display: "Cabinet Grotesk", "Helvetica Neue", sans-serif;
  --font-body: "Satoshi", "Helvetica Neue", sans-serif;
  --text-xs: 0.8rem;
  --text-sm: clamp(0.9rem, 0.86rem + 0.15vw, 1rem);
  --text-base: clamp(1rem, 0.96rem + 0.18vw, 1.125rem);
  --text-lg: clamp(1.2rem, 1.05rem + 0.6vw, 1.55rem);
  --text-xl: clamp(1.7rem, 1.35rem + 1.2vw, 2.45rem);
  --text-2xl: clamp(2.3rem, 1.6rem + 2.5vw, 4.2rem);
  --text-hero: clamp(3.1rem, 1.7rem + 5.7vw, 7.2rem);
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;
  --color-bg: #f7f5ee;
  --color-surface: #fffdf8;
  --color-surface-2: #e9ede5;
  --color-text: #15211b;
  --color-muted: #56625b;
  --color-primary: #087c43;
  --color-primary-hover: #056535;
  --color-navy: #142a3b;
  --color-inverse: #fbfaf5;
  --color-border: color-mix(in oklab, var(--color-text), transparent 84%);
  --radius-sm: 0.35rem;
  --radius-md: 0.55rem;
  --radius-lg: 0.85rem;
  --radius-xl: 1.2rem;
  --radius-full: 9999px;
  --content: 76rem;
  --narrow: 46rem;
  --transition: 180ms cubic-bezier(0.16, 1, 0.3, 1);
  color-scheme: light;
}

body {
  overflow-x: hidden;
}

.skip-link {
  position: fixed;
  top: var(--space-3);
  left: var(--space-3);
  z-index: 100;
  padding: var(--space-3) var(--space-4);
  background: var(--color-primary);
  color: var(--color-inverse);
  transform: translateY(-160%);
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  display: grid;
  grid-template-columns: auto 1fr auto auto;
  align-items: center;
  gap: var(--space-3);
  width: min(100%, var(--content));
  margin-inline: auto;
  padding: var(--space-3) var(--space-5);
  background: color-mix(in oklab, var(--color-bg), transparent 5%);
  border-bottom: 1px solid var(--color-border);
  backdrop-filter: blur(14px);
}

.brand {
  display: block;
  width: clamp(8.5rem, 16vw, 12rem);
}

.brand img,
.footer-brand img {
  mix-blend-mode: multiply;
}

[data-theme="dark"] .brand img,
[data-theme="dark"] .footer-brand img {
  content: url("./assets/luis-your-money-man-logo-dark.webp");
  mix-blend-mode: normal;
}

.primary-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: var(--space-1);
}

.primary-nav a {
  min-height: 44px;
  padding: 0.7rem var(--space-3);
  color: var(--color-muted);
  font-size: var(--text-sm);
  font-weight: 650;
  text-decoration: none;
}

.primary-nav a:hover,
.primary-nav a[aria-current="page"] {
  color: var(--color-primary);
}

.mobile-nav-review {
  display: none;
}

.mobile-service-list {
  display: none;
}

.header-cta,
.button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  gap: var(--space-3);
  padding: 0.8rem var(--space-5);
  background: var(--color-primary);
  color: var(--color-inverse);
  border: 1px solid var(--color-primary);
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: 750;
  line-height: 1.2;
  text-decoration: none;
}

.header-cta:hover,
.button:hover {
  background: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-1px);
}

.button.secondary {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border);
}

.button.secondary:hover {
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.button svg,
.theme-toggle svg,
.menu-toggle svg,
.text-link svg {
  width: 1.15rem;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.theme-toggle,
.menu-toggle {
  display: grid;
  width: 44px;
  height: 44px;
  place-items: center;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
}

.theme-toggle:hover,
.menu-toggle:hover {
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.menu-toggle {
  display: none;
}

/* Taps on the icon must target the button itself (iOS reports the path). */
.menu-toggle svg {
  pointer-events: none;
}

main {
  width: min(100%, var(--content));
  margin-inline: auto;
}

.hero,
.page-hero,
.section {
  padding-inline: var(--space-5);
}

.hero {
  display: grid;
  min-height: calc(100dvh - 75px);
  grid-template-columns: minmax(0, 1.25fr) minmax(18rem, 0.75fr);
  align-items: center;
  gap: clamp(var(--space-10), 6vw, var(--space-24));
  padding-block: var(--space-20);
}

.page-hero {
  max-width: 68rem;
  padding-block: clamp(var(--space-20), 10vw, var(--space-32));
}

.eyebrow {
  margin-bottom: var(--space-5);
  color: var(--color-primary);
  font-size: var(--text-xs);
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  font-family: var(--font-display);
  text-wrap: balance;
}

h1,
h2 {
  letter-spacing: -0.045em;
}

h1 {
  max-width: 11ch;
  font-size: var(--text-hero);
  font-weight: 600;
  line-height: 0.94;
}

.page-hero h1 {
  max-width: 14ch;
  font-size: var(--text-2xl);
  line-height: 1;
}

h1 span,
.accent {
  color: var(--color-primary);
}

.lede {
  max-width: 55ch;
  margin-top: var(--space-6);
  color: var(--color-muted);
  font-size: var(--text-lg);
}

.hero-actions,
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-3);
  margin-top: var(--space-8);
}

.reassurance {
  margin-top: var(--space-4);
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.portrait {
  justify-self: center;
  width: min(100%, 27rem);
}

.portrait-frame {
  position: relative;
  padding: var(--space-3);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow:
    0 2px 4px color-mix(in oklab, var(--color-navy), transparent 92%),
    0 24px 60px color-mix(in oklab, var(--color-navy), transparent 88%);
  transform: rotate(1deg);
}

.portrait-frame::after {
  position: absolute;
  right: calc(var(--space-5) * -1);
  bottom: calc(var(--space-5) * -1);
  width: 34%;
  aspect-ratio: 1;
  border-right: 2px solid var(--color-primary);
  border-bottom: 2px solid var(--color-primary);
  border-radius: 0 0 var(--radius-xl) 0;
  content: "";
}

.portrait img {
  width: 100%;
  border-radius: calc(var(--radius-xl) - var(--space-3));
}

.portrait figcaption {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) var(--space-2) 0;
  font-size: var(--text-sm);
}

.portrait figcaption span {
  color: var(--color-muted);
  text-align: right;
}

.proof-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: var(--color-navy);
  color: var(--color-inverse);
}

[data-theme="dark"] .proof-bar {
  background: var(--color-surface);
  border-block: 1px solid var(--color-border);
  color: var(--color-text);
}

.proof-item {
  min-height: 8.5rem;
  padding: var(--space-6);
  border-right: 1px solid color-mix(in oklab, currentColor, transparent 80%);
}

.proof-item:last-child {
  border-right: 0;
}

.proof-item strong {
  display: block;
  margin-bottom: var(--space-2);
  font-family: var(--font-display);
  font-size: var(--text-lg);
  line-height: 1.15;
}

.proof-item span {
  color: color-mix(in oklab, currentColor, transparent 28%);
  font-size: var(--text-sm);
}

.section {
  padding-block: clamp(var(--space-20), 8vw, var(--space-32));
}

.section.surface {
  background: var(--color-surface);
  border-block: 1px solid var(--color-border);
}

.section-head {
  display: grid;
  grid-template-columns: 0.45fr 1.55fr;
  gap: var(--space-10);
  margin-bottom: var(--space-12);
}

.section-label {
  color: var(--color-primary);
  font-size: var(--text-xs);
  font-weight: 800;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.section h2 {
  max-width: 16ch;
  font-size: var(--text-2xl);
  font-weight: 600;
  line-height: 1;
}

.section-intro {
  max-width: 54ch;
  margin-top: var(--space-5);
  color: var(--color-muted);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-5);
}

.card {
  padding: var(--space-8);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.surface .card {
  background: var(--color-bg);
}

.card-number {
  display: block;
  margin-bottom: var(--space-10);
  color: var(--color-primary);
  font-size: var(--text-xs);
  font-weight: 800;
  letter-spacing: 0.12em;
}

.card h3 {
  margin-bottom: var(--space-3);
  font-size: var(--text-lg);
  line-height: 1.2;
}

.card p {
  color: var(--color-muted);
}

.card .text-link {
  margin-top: var(--space-6);
}

.service-grid-follow {
  margin-top: var(--space-5);
}

.service-directory {
  width: min(100%, var(--content));
  margin-inline: auto;
  padding: 0 var(--space-5) var(--space-16);
}

.service-directory-inner {
  padding: clamp(var(--space-6), 4vw, var(--space-10));
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
}

.service-directory-head {
  display: grid;
  grid-template-columns: minmax(9rem, 0.45fr) minmax(0, 1.55fr);
  gap: var(--space-8);
  align-items: end;
  margin-bottom: var(--space-8);
}

.service-directory-head h2 {
  max-width: 18ch;
  font-size: var(--text-xl);
}

.service-directory-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px var(--space-8);
  border-top: 1px solid var(--color-border);
}

.service-directory-list a {
  display: flex;
  min-height: 64px;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-4);
  color: var(--color-text);
  border-bottom: 1px solid var(--color-border);
  font-weight: 700;
  text-decoration: none;
}

.service-directory-list a::after {
  content: "→";
  flex: 0 0 auto;
  color: var(--color-primary);
  transition: transform var(--transition);
}

.service-directory-list a:hover,
.service-directory-list a:focus-visible {
  color: var(--color-primary);
}

.service-directory-list a:hover::after,
.service-directory-list a:focus-visible::after {
  transform: translateX(0.2rem);
}

.service-overview-link {
  max-width: 72ch;
  margin-top: var(--space-8);
}

.text-link {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  gap: var(--space-2);
  color: var(--color-primary);
  font-weight: 750;
  text-underline-offset: 0.25rem;
}

.process-list {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--color-border);
}

.process-step {
  padding: var(--space-8) var(--space-6) var(--space-8) 0;
}

.process-step + .process-step {
  padding-left: var(--space-6);
  border-left: 1px solid var(--color-border);
}

.process-step span {
  color: var(--color-primary);
  font-size: var(--text-xs);
  font-weight: 800;
}

.process-step h3 {
  margin-block: var(--space-4) var(--space-3);
  font-size: var(--text-lg);
}

.process-step p {
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(19rem, 0.8fr);
  align-items: center;
  gap: clamp(var(--space-10), 8vw, var(--space-24));
}

.check-list {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-8);
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: var(--space-8);
}

.check-list li::before {
  position: absolute;
  top: 0.2rem;
  left: 0;
  display: grid;
  width: 1.4rem;
  height: 1.4rem;
  place-items: center;
  border: 1px solid var(--color-primary);
  border-radius: 50%;
  color: var(--color-primary);
  content: "✓";
  font-size: 0.75rem;
  font-weight: 800;
}

.rate-panel {
  padding: clamp(var(--space-8), 5vw, var(--space-12));
  background: var(--color-navy);
  color: var(--color-inverse);
  border-radius: var(--radius-xl);
}

[data-theme="dark"] .rate-panel {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  color: var(--color-text);
}

.rate-panel .eyebrow {
  color: #70dda0;
}

.rate-panel h2,
.rate-panel h3 {
  max-width: 16ch;
  font-size: var(--text-xl);
  line-height: 1.08;
}

.rate-panel p {
  margin-top: var(--space-5);
  color: color-mix(in oklab, currentColor, transparent 24%);
}

.rate-panel .button {
  margin-top: var(--space-8);
}

.video-wrap {
  overflow: hidden;
  aspect-ratio: 16 / 9;
  background: var(--color-navy);
  border-radius: var(--radius-lg);
  box-shadow: 0 18px 50px color-mix(in oklab, var(--color-navy), transparent 86%);
}

.video-wrap iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

.video-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-6);
}

.video-card {
  padding: var(--space-4);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.video-card h2 {
  max-width: none;
  margin-top: var(--space-5);
  font-size: var(--text-lg);
  line-height: 1.2;
}

.video-card .text-link {
  margin-top: var(--space-3);
}

.faq-list {
  max-width: 58rem;
}

details {
  padding-block: var(--space-5);
  border-top: 1px solid var(--color-border);
}

details:last-child {
  border-bottom: 1px solid var(--color-border);
}

summary {
  cursor: pointer;
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 650;
}

details p {
  padding-top: var(--space-4);
  color: var(--color-muted);
}

.final-cta {
  padding: clamp(var(--space-10), 7vw, var(--space-20));
  background: var(--color-navy);
  color: var(--color-inverse);
}

[data-theme="dark"] .final-cta {
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
  color: var(--color-text);
}

.final-cta h2 {
  max-width: 18ch;
}

.final-cta p {
  max-width: 52ch;
  margin-top: var(--space-5);
  color: color-mix(in oklab, currentColor, transparent 24%);
}

.content-wrap {
  max-width: var(--narrow);
}

.content-wrap h2 {
  margin-top: var(--space-16);
  font-size: var(--text-xl);
  line-height: 1.1;
}

.content-wrap h3 {
  margin-top: var(--space-8);
  font-size: var(--text-lg);
}

.content-wrap p,
.content-wrap ul {
  margin-top: var(--space-4);
  color: var(--color-muted);
}

.content-wrap ul {
  padding-left: var(--space-6);
}

.content-wrap li + li {
  margin-top: var(--space-2);
}

.rate-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-10);
}

.field {
  display: grid;
  gap: var(--space-2);
}

.field.full {
  grid-column: 1 / -1;
}

.field label {
  font-size: var(--text-sm);
  font-weight: 700;
}

.field .optional {
  color: var(--color-muted);
  font-weight: 500;
}

.field input,
.field textarea {
  width: 100%;
  min-height: 52px;
  padding: 0.85rem var(--space-4);
  background: var(--color-surface);
  color: var(--color-text);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font: inherit;
}

.field textarea {
  min-height: 9rem;
  resize: vertical;
}

.field input:focus,
.field textarea:focus {
  border-color: var(--color-primary);
  outline: 2px solid color-mix(in oklab, var(--color-primary), transparent 60%);
}

.form-note {
  grid-column: 1 / -1;
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.form-status {
  grid-column: 1 / -1;
  padding: var(--space-4);
  background: var(--color-surface-2);
  border-left: 3px solid var(--color-primary);
  border-radius: var(--radius-sm);
  color: var(--color-text);
}

.rate-form .button {
  justify-self: start;
}

.site-footer {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: var(--space-10);
  width: min(100%, var(--content));
  margin-inline: auto;
  padding: var(--space-12) var(--space-5);
  border-top: 1px solid var(--color-border);
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.footer-brand img {
  width: 10rem;
}

.footer-brand p {
  margin-top: var(--space-4);
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(2, auto);
  align-content: start;
  gap: var(--space-2) var(--space-8);
}

.footer-links a {
  display: flex;
  min-height: 44px;
  align-items: center;
  color: var(--color-muted);
  text-underline-offset: 0.2rem;
}

.footer-disclosure {
  grid-column: 1 / -1;
  max-width: 80ch;
  padding-top: var(--space-6);
  border-top: 1px solid var(--color-border);
  font-size: var(--text-xs);
}

@media (min-width: 75rem) {
  .site-header,
  .hero,
  .page-hero,
  .section,
  .site-footer {
    padding-inline: var(--space-16);
  }
}

@media (max-width: 64rem) {
  .primary-nav {
    position: absolute;
    top: calc(100% + 1px);
    right: var(--space-4);
    left: var(--space-4);
    display: none;
    max-height: calc(100dvh - 6rem);
    overflow-y: auto;
    padding: var(--space-3);
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    box-shadow: 0 18px 48px color-mix(in oklab, var(--color-navy), transparent 86%);
  }

  .primary-nav.is-open {
    display: grid;
  }

  .primary-nav .mobile-nav-review {
    display: flex;
    justify-content: center;
    margin-top: var(--space-2);
    background: var(--color-primary);
    color: var(--color-inverse);
    border-radius: var(--radius-full);
  }

  .primary-nav .mobile-nav-review:hover {
    color: var(--color-inverse);
    background: var(--color-primary-hover);
  }

  .primary-nav .mobile-service-list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0 var(--space-2);
    margin-block: var(--space-2);
    padding-block: var(--space-3);
    border-block: 1px solid var(--color-border);
  }

  .primary-nav .mobile-service-label {
    grid-column: 1 / -1;
    padding: 0 var(--space-3) var(--space-2);
    color: var(--color-primary);
    font-size: var(--text-xs);
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
  }

  .primary-nav .mobile-service-list a {
    min-height: 44px;
    padding: 0.55rem var(--space-3);
    font-size: 0.88rem;
  }

  .primary-nav a {
    display: flex;
    align-items: center;
  }

  .menu-toggle {
    display: grid;
  }

  .site-header {
    grid-template-columns: auto 1fr auto auto;
  }

  .hero {
    grid-template-columns: minmax(0, 1.1fr) minmax(16rem, 0.9fr);
  }

  .proof-bar,
  .process-list,
  .service-directory-list {
    grid-template-columns: repeat(2, 1fr);
  }

  .proof-item:nth-child(2) {
    border-right: 0;
  }

  .proof-item:nth-child(-n + 2) {
    border-bottom: 1px solid color-mix(in oklab, currentColor, transparent 80%);
  }

  .process-step:nth-child(3) {
    padding-left: 0;
    border-left: 0;
  }
}

@media (max-width: 48rem) {
  .site-header {
    grid-template-columns: auto 1fr auto auto;
  }

  .header-cta {
    min-height: 44px;
    padding-inline: var(--space-4);
  }

  .hero {
    min-height: auto;
    grid-template-columns: 1fr;
    padding-block: var(--space-16) var(--space-20);
  }

  .hero .portrait {
    width: min(82%, 23rem);
  }

  .section-head,
  .split,
  .service-directory-head {
    grid-template-columns: 1fr;
  }

  .card-grid {
    grid-template-columns: 1fr;
  }

  .video-grid {
    grid-template-columns: 1fr;
  }

  .card-number {
    margin-bottom: var(--space-6);
  }

  .site-footer {
    grid-template-columns: 1fr;
  }

  .footer-links {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 36rem) {
  .site-header {
    padding-inline: var(--space-3);
  }

  .brand {
    width: 8rem;
  }

  .header-cta {
    font-size: 0.8rem;
  }

  .proof-bar,
  .process-list,
  .service-directory-list,
  .rate-form {
    grid-template-columns: 1fr;
  }

  .primary-nav .mobile-service-list {
    grid-template-columns: 1fr;
  }

  .proof-item {
    min-height: auto;
    border-right: 0;
    border-bottom: 1px solid color-mix(in oklab, currentColor, transparent 80%);
  }

  .proof-item:last-child {
    border-bottom: 0;
  }

  .process-step {
    padding: var(--space-6) 0;
  }

  .process-step + .process-step {
    padding-left: 0;
    border-top: 1px solid var(--color-border);
    border-left: 0;
  }

  .field.full {
    grid-column: auto;
  }

  .portrait figcaption {
    display: grid;
  }

  .portrait figcaption span {
    text-align: left;
  }
}

@media (max-width: 22.5rem) {
  .site-header {
    gap: var(--space-2);
    padding-inline: var(--space-2);
  }

  .brand {
    width: 7.25rem;
  }

  .header-cta {
    display: none;
  }
}

/* Secondary buttons sit on the navy final-cta band in light mode, where the
   default dark text color is unreadable. Dark mode flips that band to a
   surface background, so the default treatment is correct there. */
.final-cta .button.secondary {
  color: var(--color-inverse);
  border-color: color-mix(in oklab, var(--color-inverse), transparent 55%);
}

.final-cta .button.secondary:hover {
  color: var(--color-inverse);
  border-color: var(--color-inverse);
}

[data-theme="dark"] .final-cta .button.secondary {
  color: var(--color-text);
  border-color: var(--color-border);
}

[data-theme="dark"] .final-cta .button.secondary:hover {
  color: var(--color-primary);
  border-color: var(--color-primary);
}

/* ===========================================================================
   CONVERSION COMPONENTS
   Added Sep 2026. The goal of this site is one conversation, so the phone and
   the form need to be reachable from anywhere without hunting.
   ======================================================================== */

.visually-hidden {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

/* ── Sticky tap-to-call bar (mobile only) ─────────────────────────────── */
.call-bar {
  display: none;
}

@media (max-width: 780px) {
  .call-bar {
    position: fixed;
    inset: auto 0 0 0;
    z-index: 60;
    display: grid;
    grid-template-columns: 1.35fr 1fr;
    gap: 1px;
    background: var(--color-border);
    border-top: 1px solid var(--color-border);
    box-shadow: 0 -8px 28px color-mix(in oklab, var(--color-navy), transparent 88%);
    padding-bottom: env(safe-area-inset-bottom, 0);
  }

  .call-bar a {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    min-height: 3.5rem;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: var(--text-sm);
    text-decoration: none;
  }

  .call-bar-phone {
    background: var(--color-primary);
    color: var(--color-inverse);
  }

  .call-bar-phone svg {
    width: 1.1em;
    height: 1.1em;
    fill: currentColor;
  }

  .call-bar-form {
    background: var(--color-surface);
    color: var(--color-text);
  }

  /* Keep the bar from covering the last line of the page. */
  .site-footer {
    padding-bottom: calc(var(--space-16) + 3.5rem);
  }
}

/* ── Mid-page conversion prompt ───────────────────────────────────────── */
.cta-inline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-5) var(--space-8);
  max-width: var(--narrow);
  margin: var(--space-16) 0;
  padding: var(--space-6) var(--space-8);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-left: 3px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.cta-inline-lead {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: var(--text-lg);
  color: var(--color-text);
  line-height: 1.25;
}

.cta-inline-text {
  margin: var(--space-2) 0 0;
  color: var(--color-muted);
  font-size: var(--text-sm);
  max-width: 46ch;
}

.cta-inline-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}

/* ── Lead form ────────────────────────────────────────────────────────── */
.lead-form-wrap {
  max-width: var(--narrow);
}

.lead-form-title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  margin: 0 0 var(--space-3);
}

.lead-form-intro {
  color: var(--color-muted);
  margin: 0 0 var(--space-8);
  max-width: 52ch;
}

.lead-form {
  display: grid;
  gap: var(--space-5);
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.lead-form .field.full,
.lead-form > button,
.lead-form > .form-note,
.lead-form > .form-error-summary {
  grid-column: 1 / -1;
}

@media (max-width: 640px) {
  .lead-form {
    grid-template-columns: 1fr;
  }
}

.lead-form .field label {
  display: block;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: var(--text-sm);
  margin-bottom: var(--space-2);
}

.lead-form .field .optional {
  font-family: var(--font-body);
  font-weight: 400;
  color: var(--color-muted);
}

.lead-form input,
.lead-form textarea {
  width: 100%;
  padding: 0.75rem 0.9rem;
  font: inherit;
  font-size: var(--text-base);
  color: var(--color-text);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.lead-form input:focus-visible,
.lead-form textarea:focus-visible {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px color-mix(in oklab, var(--color-primary), transparent 82%);
}

.lead-form textarea {
  resize: vertical;
  min-height: 7rem;
}

.lead-form .field.has-error input,
.lead-form .field.has-error textarea {
  border-color: #b3261e;
}

.field-error {
  margin: var(--space-2) 0 0;
  font-size: var(--text-sm);
  color: #b3261e;
}

.form-error-summary {
  margin: 0;
  padding: var(--space-4) var(--space-5);
  background: color-mix(in oklab, #b3261e, transparent 92%);
  border-left: 3px solid #b3261e;
  border-radius: var(--radius-sm);
  color: var(--color-text);
  font-size: var(--text-sm);
}

.footer-phone {
  margin: var(--space-2) 0 0;
  font-family: var(--font-display);
  font-weight: 600;
}

.footer-phone a {
  color: var(--color-text);
  text-decoration: none;
}

.footer-phone a:hover {
  color: var(--color-primary);
}

/* ── Secondary buttons on the navy band ───────────────────────────────── */
/* The default secondary button uses dark text, which is unreadable on the
   navy final-cta in light mode. Dark mode flips that band to a surface
   background, so the default treatment is already correct there. */
.final-cta .button.secondary {
  color: var(--color-inverse);
  border-color: color-mix(in oklab, var(--color-inverse), transparent 55%);
}

.final-cta .button.secondary:hover {
  color: var(--color-inverse);
  border-color: var(--color-inverse);
}

[data-theme="dark"] .final-cta .button.secondary {
  color: var(--color-text);
  border-color: var(--color-border);
}

[data-theme="dark"] .final-cta .button.secondary:hover {
  color: var(--color-primary);
  border-color: var(--color-primary);
}

/* ── Mobile nav CTA ───────────────────────────────────────────────────── */
.mobile-nav-cta {
  display: none;
}

@media (max-width: 900px) {
  .primary-nav.is-open .mobile-nav-cta {
    display: block;
    margin-top: var(--space-4);
    padding: var(--space-3) var(--space-5);
    background: var(--color-primary);
    color: var(--color-inverse);
    border-radius: var(--radius-full);
    text-align: center;
    font-weight: 600;
    text-decoration: none;
  }
}

/* The sticky call bar owns the call action on mobile, so the header pill is a
   duplicate there and it wraps badly at narrow widths. Hide it at the same
   breakpoint the bar appears. */
@media (max-width: 780px) {
  .header-cta {
    display: none;
  }
}

/* ===========================================================================
   SEP 14 2026: language toggle, breadcrumbs, fee check, case studies,
   guides, author box, print styles for the PDFs.
   ======================================================================== */

/* ── Header: flex, so the language toggle and menu sit right on mobile ── */
.site-header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.site-header .primary-nav {
  margin-left: auto;
}

.lang-toggle {
  display: grid;
  min-width: 44px;
  height: 44px;
  place-items: center;
  padding-inline: var(--space-3);
  color: var(--color-text);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-weight: 800;
  letter-spacing: 0.08em;
  text-decoration: none;
}

.lang-toggle:hover {
  color: var(--color-primary);
  border-color: var(--color-primary);
}

@media (max-width: 64rem) {
  .site-header .header-cta {
    margin-left: auto;
  }
}

@media (max-width: 780px) {
  .site-header .lang-toggle {
    margin-left: auto;
  }
}

/* Card titles that are h2 for document outline (blog and guide indexes). */
.section .card .card-title-h2 {
  max-width: none;
  margin-bottom: var(--space-3);
  font-size: var(--text-lg);
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.card-title-h2 a {
  text-decoration: none;
}

/* ── Breadcrumbs ── */
.breadcrumbs {
  padding: var(--space-5) var(--space-5) 0;
  color: var(--color-muted);
  font-size: var(--text-xs);
}

.breadcrumbs ol {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  list-style: none;
}

.breadcrumbs li + li::before {
  margin-right: var(--space-2);
  content: "/";
  opacity: 0.5;
}

.breadcrumbs a {
  color: var(--color-muted);
  text-underline-offset: 0.2rem;
}

.breadcrumbs a:hover {
  color: var(--color-primary);
}

.breadcrumbs + .page-hero {
  padding-top: clamp(var(--space-10), 6vw, var(--space-20));
}

@media (min-width: 75rem) {
  .breadcrumbs {
    padding-inline: var(--space-16);
  }
}

/* ── Homepage hero quote ── */
.hero-quote {
  max-width: 46ch;
  margin-top: var(--space-8);
  padding-left: var(--space-5);
  border-left: 3px solid var(--color-primary);
}

.hero-quote p {
  color: var(--color-text);
  font-family: var(--font-display);
  font-size: var(--text-lg);
  line-height: 1.3;
}

.hero-quote figcaption {
  margin-top: var(--space-2);
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.hero-quote figcaption a {
  color: var(--color-primary);
  font-weight: 700;
}

/* ── Fee check ── */
.fee-check-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  align-items: start;
  gap: clamp(var(--space-10), 6vw, var(--space-20));
}

.fee-check .lead-form-wrap {
  max-width: none;
  padding: clamp(var(--space-6), 4vw, var(--space-10));
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
}

.fee-check .check-list {
  margin-top: var(--space-6);
}

.fee-check .form-error-summary {
  margin-bottom: var(--space-5);
}

@media (max-width: 48rem) {
  .fee-check-grid {
    grid-template-columns: 1fr;
  }
}

.money-input {
  position: relative;
}

.money-input span {
  position: absolute;
  top: 50%;
  left: 0.9rem;
  color: var(--color-muted);
  font-weight: 700;
  pointer-events: none;
  transform: translateY(-50%);
}

.lead-form .money-input input {
  padding-left: 1.8rem;
}

.rate-preview {
  grid-column: 1 / -1;
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface-2);
  border-left: 3px solid var(--color-primary);
  border-radius: var(--radius-sm);
  color: var(--color-text);
  font-size: var(--text-sm);
}

.lead-form input::placeholder,
.lead-form textarea::placeholder {
  color: color-mix(in oklab, var(--color-muted), transparent 35%);
}

/* ── Sticky bar: call, text, fee check ── */
@media (max-width: 780px) {
  .call-bar {
    grid-template-columns: 1fr 1fr 1.35fr;
  }

  .call-bar-sms {
    background: var(--color-navy);
    color: var(--color-inverse);
  }

  .call-bar-sms svg {
    width: 1.1em;
    height: 1.1em;
    fill: currentColor;
  }
}

/* ── Footer extras ── */
.footer-lang,
.footer-gbp {
  margin-top: var(--space-2);
}

.footer-lang a,
.footer-gbp a {
  color: var(--color-primary);
  font-weight: 700;
}

/* ── Bylines and the author box ── */
.byline {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-top: var(--space-6);
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.byline img {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  object-fit: cover;
}

.byline a {
  color: var(--color-text);
}

.author-box {
  display: flex;
  align-items: flex-start;
  gap: var(--space-5);
  margin-top: var(--space-10);
  padding: var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.author-box img {
  flex: 0 0 auto;
  width: 72px;
  height: 72px;
  border-radius: 50%;
  object-fit: cover;
}

.content-wrap .author-box p {
  margin-top: var(--space-2);
}

.content-wrap .author-box .author-name {
  margin-top: 0;
  color: var(--color-text);
  font-family: var(--font-display);
  font-weight: 700;
}

.author-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-5);
  font-size: var(--text-sm);
}

.author-links a {
  color: var(--color-primary);
  font-weight: 700;
}

@media (max-width: 36rem) {
  .author-box {
    flex-direction: column;
  }
}

.content-wrap hr {
  margin-block: var(--space-12) var(--space-6);
  border: 0;
  border-top: 1px solid var(--color-border);
}

.related-links a {
  color: var(--color-primary);
  font-weight: 700;
}

/* ── Case studies ── */
.case-study {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  align-items: start;
  gap: clamp(var(--space-8), 5vw, var(--space-16));
}

.case-study + .case-study {
  margin-top: var(--space-20);
  padding-top: var(--space-20);
  border-top: 1px solid var(--color-border);
}

.case-study h2 {
  max-width: 18ch;
}

.case-facts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(9rem, 1fr));
  gap: var(--space-3);
  margin-top: var(--space-6);
}

.case-facts div {
  padding: var(--space-4);
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.case-facts dt {
  color: var(--color-primary);
  font-size: var(--text-xs);
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.case-facts dd {
  margin-top: var(--space-1);
  font-weight: 600;
}

.pull-quote {
  margin-top: var(--space-8);
  padding-left: var(--space-5);
  border-left: 3px solid var(--color-primary);
  font-family: var(--font-display);
  font-size: var(--text-lg);
  line-height: 1.3;
}

.transcript {
  margin-top: var(--space-6);
}

.transcript summary {
  font-size: var(--text-base);
}

@media (max-width: 48rem) {
  .case-study {
    grid-template-columns: 1fr;
  }
}

/* ── Guides ── */
.guide-hero h1 {
  max-width: 22ch;
}

.content-wrap ol {
  margin-top: var(--space-4);
  padding-left: var(--space-6);
  color: var(--color-muted);
}

.content-wrap ol li + li {
  margin-top: var(--space-3);
}

.callout {
  margin-top: var(--space-6);
  padding: var(--space-5) var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-left: 3px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.content-wrap .callout p:first-child {
  margin-top: 0;
}

.table-scroll {
  overflow-x: auto;
  margin-top: var(--space-6);
}

.worksheet {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
}

.worksheet th,
.worksheet td {
  padding: var(--space-3);
  border: 1px solid var(--color-border);
  text-align: left;
  vertical-align: top;
}

.worksheet th {
  background: var(--color-surface-2);
  font-family: var(--font-display);
}

.worksheet td.blank {
  min-width: 7rem;
}

.fee-tag {
  display: inline-block;
  margin-right: var(--space-2);
  padding: 0.1rem 0.5rem;
  border-radius: var(--radius-full);
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  vertical-align: 0.1em;
}

.fee-tag.fixed {
  background: var(--color-surface-2);
  color: var(--color-navy);
}

.fee-tag.negotiable {
  background: color-mix(in oklab, var(--color-primary), transparent 86%);
  color: var(--color-primary-hover);
}

.fee-tag.junk {
  background: color-mix(in oklab, #b3261e, transparent 88%);
  color: #8c1d17;
}

.print-only {
  display: none;
}

@media print {
  .site-header,
  .breadcrumbs,
  .call-bar,
  .site-footer,
  .final-cta,
  .cta-inline,
  .fee-check,
  .no-print,
  .author-links,
  .skip-link {
    display: none !important;
  }

  body {
    background: #fff;
    color: #111;
    font-size: 11pt;
  }

  main {
    width: 100%;
  }

  .page-hero,
  .section {
    padding: 0 !important;
  }

  .page-hero {
    padding-bottom: 14pt !important;
  }

  .page-hero h1,
  .guide-hero h1 {
    max-width: none;
    font-size: 24pt;
  }

  .content-wrap {
    max-width: none;
  }

  .content-wrap p,
  .content-wrap ul,
  .content-wrap ol,
  .lede {
    color: #222;
  }

  .content-wrap h2 {
    margin-top: 18pt;
    font-size: 15pt;
    break-after: avoid;
  }

  .callout,
  .worksheet,
  .content-wrap li {
    break-inside: avoid;
  }

  .print-only {
    display: block;
  }

  a {
    color: inherit;
    text-decoration: none;
  }

  /* A printed link cannot be clicked, so spell out where it goes. */
  .guide-body a[href^="/"]:not(.button)::after {
    content: " (luisyourmoneyman.com" attr(href) ")";
    font-size: 9pt;
    color: #555;
    overflow-wrap: break-word;
  }
}
